What The Best Down Payment For A House

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Conventional and Jumbo loans could require a down payment as high as 20% or more. The last data pulled from 2016 shows that the average down payment on a house was about $14,000, or 6% of the purchase price. What is a Down Payment? A down payment is a percentage of the purchase price the borrower needs to pay in cash, the rest is financed.

Saving money is the best way to accumulate the cash you’ll need to produce a down payment on a home. If you don’t have a goal in mind, however, it’s hard to know how much to save and for how.

The Rules of the Down Payment: Saving for Your First House – Payoff – A down payment of 20% will allow for the best rates and make you more appealing to lenders. But the challenge of saving that much can be overwhelming,

Saving towards a down payment for a mortgage is the first major step towards buying a home. It requires the discipline to put aside the money, obviously, as well as a decision on where best to.