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Let to Buy Mortgages | Which? Mortgage Advisers – A let-to-buy mortgage is designed for those who have been living in a property and want to keep hold of it to purchase a new home. They may choose to sell it a little later down the line and settle the let-to-buy loan, or continue to rent it out.
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Make sure the contract is acceptable to your future mortgage lender. Suppose that you paid an upfront option fee of $5,000, and during a two-year period added another $5,000 in rent credit. If your purchase price is $200,000, that’s a 5 percent down payment.
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