refinance mortgage after chapter 13 discharge

You can refinance your current mortgage after a Chapter 13 bankruptcy discharge, but getting approved for a new mortgage with decent terms takes planning and time. The refinancing lender you are.

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How quickly can you refinance after a bankruptcy? Apr 26, 2016.. "How can I refinance my mortgage in a Chapter 13 bankruptcy?". Fannie Mae has similar rules in effect of two years from the discharge date or four years from the dismissal date.

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Can I Refinance My Home While in Chapter 13? | Ask a Lender Should I refinance before or after bankruptcy? | AllLaw – In general, if you find a lender who will refinance your mortgage right after your discharge, you may have a higher interest rate or less desirable terms because of your recent bankruptcy. Further, if you are in the middle of a Chapter 13 bankruptcy, you will need to obtain court permission before you can refinance your mortgage.

Refinancing Home after Bankruptcy and Chapter 7 | Mortgage. – Chapter 7 vs. Chapter 13. Here are the facts about refinancing your home mortgage after bankruptcy: If you filed for Chapter 7 bankruptcy, the courts wiped out almost all of your unsecured consumer debts, so when you qualify for a mortgage refinancing loan depends on the type of loan you want.

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Chapter 13 bankruptcy – Chapter 13. chapter 7 bankruptcy: You must wait two years after the discharge of your. waiting period to refinance your mortgage or.

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As mentioned above, all borrowers must wait least two years after the discharge date of a Chapter 7 Bankruptcy. The discharge date should not be confused with the date bankruptcy was filed. As with Chapter 13 bankruptcy, FHA regulations demand a full explanation to be submitted with the FHA home loan application.

Mortgage After Bankruptcy Lenders – Chapter 7 or Chapter 13 – Many assume that after filing for a bankruptcy (chapter 7 or chapter 13) that you can not get a mortgage for at least 2-3 years after it is discharged. While this is the case with most banks and mortgage companies, there are some non-prime lenders that do not have these sort of waiting periods (also known as "seasoning requirements").

Unable to refinance after Chapter 13 bankruptcy dismissal even with extenuating circumstances +1 vote My wife and I want to refinance our mortgage in Houston, Texas.

Mortgage Advice > Refi with HARP immediately after Chapter 13. – Hi, i wanted to see if anyone knows of any banks that will Refi with HARP immediately after Chapter 13 Discharge. Our mortgage is at 6.375%, we owe $237,000 and house is worth about $240,000. middle credit rating last month was 663.