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A home equity loan is when you borrow money using the equity in your home as. That means you've got $200,000 in home equity, and could borrow against a.

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Home Your Borrow To How Money Against – Home equity loans let you borrow against your home’s value, but first consider the pros and cons of tapping your equity. They can provide access to large amounts of money and can be a little easier to qualify for than other types of loans because you are using your home as security.