Before you figure out how much to put down on a house, you need to know the basics about what a down payment is and how it factors into your home purchase.. You’ll pay those for the life of.
Zillow’s Home Affordability Calculator will help you determine how much house you can afford by analyzing your income, debt, and the current mortgage rates.
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Your down payment plays an important role when you’re buying a home. A down payment is a percentage of your home’s purchase price that you pay up front when you close your home loan. Lenders often look at the down payment amount as your investment in the home. Not only will it affect how much you’ll need to borrow, it can also influence:
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