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SSDI – Social Security Disability Insurance Eligibility. – · Eligibility Focus on The Social Security Disability Insurance Application. As soon as you become disabled, you should apply for SSDI benefits. Part of the reason for this is that there is a five month delay from the time you apply until the time you receive your first SSDI payment.
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Social Security disability income shouldn't mean you don't. – More than 15 million people receive Social Security disability income every year. For those relying on this income, qualifying for a mortgage can unfortunately become a challenge when lenders ask for proof of how long they will receive their benefits.