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FHA Loan Articles. Conventional loan down payment requirements vary from company to company-you may be told by one lender that five percent of the sale price of the home is required, while another may ask for 10%. When it comes to FHA loans, the traditional, bare-minimum down payment amount is 3.5% of the contract sales price of the home.
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How to qualify for an FHA mortgage – On average, expect to pay 0.85 percent of the loan amount each year. FHA mortgage disadvantages Since an FHA loan permits a lower down payment, you can expect to pay more interest over the life of.
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