Drive By Home Appraisal

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A drive-by home appraisal is much like the term sounds: an appraiser drives up to the property, takes pictures and estimates the home’s value based on how it looks. Surrounding properties are also.

In real estate, there are several circumstances when your entire transaction hangs in the balance, based on the results of an appraisal:. When you are buying a home, you need the appraisal of the home you are buying to match or be higher than the price you have contracted. Conversely, when you are selling your home, you will want to appraisal value to match or be higher than your selling price.

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Had appraisal done for house we are buying but bank won't. – You are incorrect with regards to drive-by appraisals. Majority of properties have full (walkthrough) appraisals. Only when there is a ton of equity in the property will lenders accept a drive-by appraisal. Also, the lender owns the appraisal report. I know it makes no sense. You pay for the appraisal, but they own it.

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Due to 2011 reconstruction, all units in building F are valued at 15-20% higher than all other units in the complex by Harris.

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HELOC appraisal value lower than expected – biggerpockets.com – I am currently going through the process of a HELOC application with a local bank, and have just completed the appraisal step. The value of my home came in a lot lower than expected. The appraisal came in at $270,000, but when running the comps with my mortgage broker we came up with a value of $305,000.

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An appraisal is an unbiased professional opinion of a home’s value. Appraisals are almost always used in purchase-and-sale transactions and commonly used in refinance transactions.

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The Home Appraisal Process – discover.com – A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. All lenders order an appraisal during the mortgage loan process so that there is an objective way to assess the home’s market value and ensure that the amount of money requested by the borrower is appropriate.